Ghana Courts Diaspora Capital After Record Remittances Top Foreign Investment

Ghana’s 2025 remittances reached a record 7.8 billion dollars, exceeding foreign direct investment, and the Bank of Ghana is building schemes to channel diaspora money into investment, including gold-backed tokenised products tied to its 24-hour economy agenda. But a sharply stronger cedi cut inflows nearly in half mid-2025 as senders weighed the exchange-rate math.

What this means for you: a stronger cedi means your dollars buy fewer cedis, but family needs are unchanged; weigh timing against the real cost of delaying support.